As far as insurance premiums go, some cars are more costly to own than others. Those that are expensive to repair, subject to a higher risk of theft, or that have a higher statistical rate of bodily injury QuotesChimp are going to cost more to insure. Also, if you are presently with a "discount" insurance company, check to make sure they cover that new car you may be thinking of purchasing. Some companies keep their prices lower by refusing to insure expensive or exotic vehicles.